London (Average) vs Worcester - £6,811/yr better off

From

London (Average)London

WorcesterWest Midlands

You'd be £6,811/year better off in Worcester

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £38,367 in your pocket

Moving costs (£3,000-£5,000) paid back in 6-9 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000

Income tax-£6,286

National Insurance-£2,514

Take-home£35,200

Effective tax rate: 20%£2,933/mo

Worcester

Gross salary£31,000

Income tax-£3,686

National Insurance-£1,474

Take-home£25,840

Effective tax rate: 16.6%£2,153/mo

You'd take home £9,360 less per year in Worcester

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Worcester

Rent: £800Council Tax: £165Commute: £110Groceries: £281Energy: £118Lifestyle: £86Disposable: £651

London (Average) disposable

£125/mo

Worcester disposable

£651/mo

London (Average)

Tight

TightManageableComfortable

£125/mo disposable

Worcester

Manageable

TightManageableComfortable

£651/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Worcester

£31,000

£13,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Worcester

£800/mo

£14,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Worcester

£1,980

£340/yr worse off

Commute

London (Average)

£180/mo

Worcester

£110/mo

£840/yr better off

Weekly Groceries

London (Average)

£75/wk

Worcester

£65/wk

£520/yr better off

Energy Bills

London (Average)

£135/mo

Worcester

£118/mo

£204/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Worcester

£86/mo

£547/yr better off

Property

If You're Buying

London (Average)

£530,000

Average house price

Worcester

£270,000

Average house price

You could save £260,000 on a home in Worcester. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

8.7x

Worcester (median)

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Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good

Outstanding: 25%Good: 62%87% good+

3208 schools in area

Worcester

Good

Outstanding: 25%Good: 67%92% good+

117 schools in area

Worcester has better-rated schools overall (92% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)→Worcester

£6,811/yr better off

Where you save

Rent+£14,400/yr
Commute+£840/yr
Lifestyle+£547/yr

Where you pay more

Take-home pay-£9,360/yr
Council Tax-£340/yr

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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.