It's basically a wash between London (Average) and Waltham Forest
The money's about the same - so this one's about lifestyle, not pounds.
Your Take-Home Pay
Based on area median salaries. Personalise above to see your own numbers.
London (Average)
Waltham Forest
You'd take home £4,320 less per year in Waltham Forest
Where Your Money Goes
How your monthly take-home splits between costs and what you keep.
London (Average)
Waltham Forest
London (Average) disposable
£125/mo
Waltham Forest disposable
£102/mo
London (Average)
Tight£125/mo disposable
Waltham Forest
Tight£102/mo disposable
Salary (Area Median)
London (Average)
£44,000
Waltham Forest
£38,000
Rent (2-bed)
London (Average)
£2,000/mo
Waltham Forest
£1,700/mo
Council Tax (Band D)
London (Average)
£1,640
Waltham Forest
£1,820
Commute
London (Average)
£180/mo
Waltham Forest
£155/mo
Weekly Groceries
London (Average)
£75/wk
Waltham Forest
£70/wk
Energy Bills
London (Average)
£135/mo
Waltham Forest
£130/mo
Lifestyle (Pints, Cinema, Gym)
London (Average)
£132/mo
Waltham Forest
£109/mo
If You're Buying
London (Average)
£530,000
Average house price
Waltham Forest
£455,000
Average house price
You could save £75,000 on a home in Waltham Forest. That's real money.
Price-to-income ratio
12.0x
London (Average) (median)
Price-to-income ratio
12.0x
Waltham Forest (median)
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Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).
London (Average)
Good3208 schools in area
Waltham Forest
Good90 schools in area
Waltham Forest has better-rated schools overall (90% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.
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Your Move Summary
About the same
Where you save
- Rent+£3,600/yr
- Commute+£300/yr
- Lifestyle+£276/yr
Where you pay more
- Take-home pay-£4,320/yr
- Council Tax-£180/yr
Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.