moovelythe grass is greener
London (Average)London
Waltham ForestLondon

It's basically a wash between London (Average) and Waltham Forest

The money's about the same - so this one's about lifestyle, not pounds.

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Waltham Forest

Gross salary£38,000
Income tax-£5,086
National Insurance-£2,034
Take-home£30,880
Effective tax rate: 18.7%£2,573/mo

You'd take home £4,320 less per year in Waltham Forest

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Waltham Forest

Rent: £1,700Council Tax: £152Commute: £155Groceries: £303Energy: £130Lifestyle: £109Disposable: £102

London (Average) disposable

£125/mo

Waltham Forest disposable

£102/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Waltham Forest

Tight
TightManageableComfortable

£102/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Waltham Forest

£38,000

£6,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Waltham Forest

£1,700/mo

£3,600/yr better off

Council Tax (Band D)

London (Average)

£1,640

Waltham Forest

£1,820

£180/yr worse off

Commute

London (Average)

£180/mo

Waltham Forest

£155/mo

£300/yr better off

Weekly Groceries

London (Average)

£75/wk

Waltham Forest

£70/wk

£260/yr better off

Energy Bills

London (Average)

£135/mo

Waltham Forest

£130/mo

£60/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Waltham Forest

£109/mo

£276/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Waltham Forest

£455,000

Average house price

You could save £75,000 on a home in Waltham Forest. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.0x

Waltham Forest (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Waltham Forest

Good
Outstanding: 28%Good: 62%90% good+

90 schools in area

Waltham Forest has better-rated schools overall (90% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

Stay in the loop

We're adding commute time data, GP surgery ratings & more

Get notified when we launch new features. One email, no spam.

Screenshot and share your results

Your Move Summary

London (Average)Waltham Forest

About the same

Where you save

  • Rent+£3,600/yr
  • Commute+£300/yr
  • Lifestyle+£276/yr

Where you pay more

  • Take-home pay-£4,320/yr
  • Council Tax-£180/yr
moovely.co
Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.