moovelythe grass is greener
London (Average)London
SwindonSouth West

You'd be £7,430/year better off in Swindon

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £41,853 in your pocket
Moving costs (£3,000-£5,000) paid back in 5-9 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Swindon

Gross salary£34,000
Income tax-£4,286
National Insurance-£1,714
Take-home£28,000
Effective tax rate: 17.6%£2,333/mo

You'd take home £7,200 less per year in Swindon

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Swindon

Rent: £900Council Tax: £163Commute: £130Groceries: £286Energy: £120Lifestyle: £91Disposable: £706

London (Average) disposable

£125/mo

Swindon disposable

£706/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Swindon

Manageable
TightManageableComfortable

£706/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Swindon

£34,000

£10,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Swindon

£900/mo

£13,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

Swindon

£1,950

£310/yr worse off

Commute

London (Average)

£180/mo

Swindon

£130/mo

£600/yr better off

Weekly Groceries

London (Average)

£75/wk

Swindon

£66/wk

£468/yr better off

Energy Bills

London (Average)

£135/mo

Swindon

£120/mo

£180/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Swindon

£91/mo

£492/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Swindon

£270,000

Average house price

You could save £260,000 on a home in Swindon. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

7.9x

Swindon (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Swindon

Good
Outstanding: 23%Good: 63%86% good+

170 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 86% in Swindon). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Swindon

£7,430/yr better off

Where you save

  • Rent+£13,200/yr
  • Commute+£600/yr
  • Lifestyle+£492/yr

Where you pay more

  • Take-home pay-£7,200/yr
  • Council Tax-£310/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.