moovelythe grass is greener
London (Average)London
SwanseaWales

You'd be £7,010/year better off in Swansea

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £39,487 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-9 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Swansea

Gross salary£29,000
Income tax-£3,286
National Insurance-£1,314
Take-home£24,400
Effective tax rate: 15.9%£2,033/mo

You'd take home £10,800 less per year in Swansea

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Swansea

Rent: £725Council Tax: £146Commute: £85Groceries: £268Energy: £118Lifestyle: £82Disposable: £664

London (Average) disposable

£125/mo

Swansea disposable

£664/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Swansea

Manageable
TightManageableComfortable

£664/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Swansea

£29,000

£15,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Swansea

£725/mo

£15,300/yr better off

Council Tax (Band D)

London (Average)

£1,640

Swansea

£1,750

£110/yr worse off

Commute

London (Average)

£180/mo

Swansea

£85/mo

£1,140/yr better off

Weekly Groceries

London (Average)

£75/wk

Swansea

£62/wk

£676/yr better off

Energy Bills

London (Average)

£135/mo

Swansea

£118/mo

£204/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Swansea

£82/mo

£600/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Swansea

£195,000

Average house price

You could save £335,000 on a home in Swansea. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

6.7x

Swansea (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Swansea

Good
Outstanding: 13%Good: 64%77% good+

189 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 77% in Swansea). Always check individual schools for your specific area.

Stay in the loop

We're adding commute time data, GP surgery ratings & more

Get notified when we launch new features. One email, no spam.

Screenshot and share your results

Your Move Summary

London (Average)Swansea

£7,010/yr better off

Where you save

  • Rent+£15,300/yr
  • Commute+£1,140/yr
  • Groceries+£676/yr

Where you pay more

  • Take-home pay-£10,800/yr
  • Council Tax-£110/yr
moovely.co
Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.