You'd be £7,664/year better off in St Andrews
Based on area median salaries. Personalise it to see YOUR numbers.
Your Take-Home Pay
Based on area median salaries. Personalise above to see your own numbers.
London (Average)
St AndrewsScottish tax rates
You'd take home £7,962 less per year in St Andrews
Where Your Money Goes
How your monthly take-home splits between costs and what you keep.
London (Average)
St Andrews
London (Average) disposable
£125/mo
St Andrews disposable
£729/mo
London (Average)
Tight£125/mo disposable
St Andrews
Manageable£729/mo disposable
Salary (Area Median)
London (Average)
£44,000
St Andrews
£33,000
Rent (2-bed)
London (Average)
£2,000/mo
St Andrews
£875/mo
Council Tax (Band D)
London (Average)
£1,640
St Andrews
£1,560
Commute
London (Average)
£180/mo
St Andrews
£85/mo
Weekly Groceries
London (Average)
£75/wk
St Andrews
£68/wk
Energy Bills
London (Average)
£135/mo
St Andrews
£128/mo
Lifestyle (Pints, Cinema, Gym)
London (Average)
£132/mo
St Andrews
£94/mo
If You're Buying
London (Average)
£530,000
Average house price
St Andrews
£285,000
Average house price
You could save £245,000 on a home in St Andrews. That's real money.
Price-to-income ratio
12.0x
London (Average) (median)
Price-to-income ratio
8.6x
St Andrews (median)
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Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).
London (Average)
Good3208 schools in area
St Andrews
Good74 schools in area
St Andrews has better-rated schools overall (89% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.
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Your Move Summary
£7,664/yr better off
Where you save
- Rent+£13,500/yr
- Commute+£1,140/yr
- Lifestyle+£458/yr
Where you pay more
- Take-home pay-£7,962/yr
Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.