moovelythe grass is greener
London (Average)London
St AlbansEast of England

You'd be £6,578/year better off in St Albans

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £37,051 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-10 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

St Albans

Gross salary£43,000
Income tax-£6,086
National Insurance-£2,434
Take-home£34,480
Effective tax rate: 19.8%£2,873/mo

You'd take home £720 less per year in St Albans

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

St Albans

Rent: £1,400Council Tax: £158Commute: £175Groceries: £325Energy: £128Lifestyle: £114Disposable: £656

London (Average) disposable

£125/mo

St Albans disposable

£656/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

St Albans

Manageable
TightManageableComfortable

£656/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

St Albans

£43,000

£1,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

St Albans

£1,400/mo

£7,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

St Albans

£1,900

£260/yr worse off

Commute

London (Average)

£180/mo

St Albans

£175/mo

£60/yr better off

Weekly Groceries

London (Average)

£75/wk

St Albans

£75/wk

About the same

Energy Bills

London (Average)

£135/mo

St Albans

£128/mo

£84/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

St Albans

£114/mo

£214/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

St Albans

£560,000

Average house price

Housing is £30,000 more expensive in St Albans. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

13.0x

St Albans (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

St Albans

Good
Outstanding: 24%Good: 69%93% good+

30 schools in area

St Albans has better-rated schools overall (93% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

Stay in the loop

We're adding commute time data, GP surgery ratings & more

Get notified when we launch new features. One email, no spam.

Screenshot and share your results

Your Move Summary

London (Average)St Albans

£6,578/yr better off

Where you save

  • Rent+£7,200/yr
  • Lifestyle+£214/yr
  • Energy+£84/yr

Where you pay more

  • Take-home pay-£720/yr
  • Council Tax-£260/yr
moovely.co
Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.