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London (Average)London
SouthwarkLondon

You'd be £3,477/year worse off in Southwark

Based on area medians. Honestly? London (Average) looks good.

Over 5 years, that's £19,585 out of pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Southwark

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo
Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Southwark

Rent: £2,350Council Tax: £130Commute: £120Groceries: £338Energy: £130Lifestyle: £130

London (Average) disposable

£125/mo

Southwark disposable

-£167/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Southwark

Tight
TightManageableComfortable

-£167/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Southwark

£44,000

About the same

Rent (2-bed)

London (Average)

£2,000/mo

Southwark

£2,350/mo

£4,200/yr worse off

Council Tax (Band D)

London (Average)

£1,640

Southwark

£1,560

£80/yr better off

Commute

London (Average)

£180/mo

Southwark

£120/mo

£720/yr better off

Weekly Groceries

London (Average)

£75/wk

Southwark

£78/wk

£156/yr worse off

Energy Bills

London (Average)

£135/mo

Southwark

£130/mo

£60/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Southwark

£130/mo

About the same
Property

If You're Buying

London (Average)

£530,000

Average house price

Southwark

£560,000

Average house price

Housing is £30,000 more expensive in Southwark. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.7x

Southwark (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Southwark

Good
Outstanding: 30%Good: 66%96% good+

184 schools in area

Southwark has better-rated schools overall (96% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Southwark

£3,477/yr worse off

Where you save

  • Commute+£720/yr
  • Council Tax+£80/yr
  • Energy+£60/yr

Where you pay more

  • Rent-£4,200/yr
  • Groceries-£156/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.