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London (Average)London
Richmond upon ThamesLondon

You'd be £1,463/year better off in Richmond upon Thames

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £8,240 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Richmond upon Thames

Gross salary£50,000
Income tax-£7,486
National Insurance-£2,994
Take-home£39,520
Effective tax rate: 21%£3,293/mo

You'd take home £4,320 more per year in Richmond upon Thames

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Richmond upon Thames

Rent: £2,200Council Tax: £156Commute: £165Groceries: £355Energy: £135Lifestyle: £135Disposable: £249

London (Average) disposable

£125/mo

Richmond upon Thames disposable

£249/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Richmond upon Thames

Tight
TightManageableComfortable

£249/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Richmond upon Thames

£50,000

£6,000/yr better off

Rent (2-bed)

London (Average)

£2,000/mo

Richmond upon Thames

£2,200/mo

£2,400/yr worse off

Council Tax (Band D)

London (Average)

£1,640

Richmond upon Thames

£1,870

£230/yr worse off

Commute

London (Average)

£180/mo

Richmond upon Thames

£165/mo

£180/yr better off

Weekly Groceries

London (Average)

£75/wk

Richmond upon Thames

£82/wk

£364/yr worse off

Energy Bills

London (Average)

£135/mo

Richmond upon Thames

£135/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Richmond upon Thames

£135/mo

About the same
Property

If You're Buying

London (Average)

£530,000

Average house price

Richmond upon Thames

£750,000

Average house price

Housing is £220,000 more expensive in Richmond upon Thames. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

15.0x

Richmond upon Thames (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Richmond upon Thames

Good
Outstanding: 23%Good: 55%78% good+

148 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 78% in Richmond upon Thames). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Richmond upon Thames

£1,463/yr better off

Where you save

  • Take-home pay+£4,320/yr
  • Commute+£180/yr

Where you pay more

  • Rent-£2,400/yr
  • Groceries-£364/yr
  • Council Tax-£230/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.