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London (Average)London
Milton KeynesSouth East

You'd be £5,830/year better off in Milton Keynes

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £32,840 in your pocket
Moving costs (£3,000-£5,000) paid back in 7-11 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Milton Keynes

Gross salary£37,000
Income tax-£4,886
National Insurance-£1,954
Take-home£30,160
Effective tax rate: 18.5%£2,513/mo

You'd take home £5,040 less per year in Milton Keynes

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Milton Keynes

Rent: £1,150Council Tax: £163Commute: £160Groceries: £303Energy: £125Lifestyle: £102Disposable: £582

London (Average) disposable

£125/mo

Milton Keynes disposable

£582/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Milton Keynes

Manageable
TightManageableComfortable

£582/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Milton Keynes

£37,000

£7,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Milton Keynes

£1,150/mo

£10,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

Milton Keynes

£1,950

£310/yr worse off

Commute

London (Average)

£180/mo

Milton Keynes

£160/mo

£240/yr better off

Weekly Groceries

London (Average)

£75/wk

Milton Keynes

£70/wk

£260/yr better off

Energy Bills

London (Average)

£135/mo

Milton Keynes

£125/mo

£120/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Milton Keynes

£102/mo

£360/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Milton Keynes

£320,000

Average house price

You could save £210,000 on a home in Milton Keynes. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

8.6x

Milton Keynes (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Milton Keynes

Excellent
Outstanding: 29%Good: 55%84% good+

106 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 84% in Milton Keynes). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Milton Keynes

£5,830/yr better off

Where you save

  • Rent+£10,200/yr
  • Lifestyle+£360/yr
  • Groceries+£260/yr

Where you pay more

  • Take-home pay-£5,040/yr
  • Council Tax-£310/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.