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London (Average)London
MertonLondon

You'd be £2,153/year better off in Merton

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £12,127 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Merton

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo
Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Merton

Rent: £1,850Council Tax: £143Commute: £155Groceries: £329Energy: £132Lifestyle: £119Disposable: £292

London (Average) disposable

£125/mo

Merton disposable

£292/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Merton

Tight
TightManageableComfortable

£292/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Merton

£44,000

About the same

Rent (2-bed)

London (Average)

£2,000/mo

Merton

£1,850/mo

£1,800/yr better off

Council Tax (Band D)

London (Average)

£1,640

Merton

£1,720

£80/yr worse off

Commute

London (Average)

£180/mo

Merton

£155/mo

£300/yr better off

Weekly Groceries

London (Average)

£75/wk

Merton

£76/wk

£52/yr worse off

Energy Bills

London (Average)

£135/mo

Merton

£132/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Merton

£119/mo

£149/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Merton

£560,000

Average house price

Housing is £30,000 more expensive in Merton. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.7x

Merton (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Merton

Excellent
Outstanding: 23%Good: 65%88% good+

189 schools in area

Merton has better-rated schools overall (88% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Merton

£2,153/yr better off

Where you save

  • Rent+£1,800/yr
  • Commute+£300/yr
  • Lifestyle+£149/yr

Where you pay more

  • Council Tax-£80/yr
  • Groceries-£52/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.