moovelythe grass is greener
London (Average)London
LutonEast of England

You'd be £4,317/year better off in Luton

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £24,316 in your pocket
Moving costs (£3,000-£5,000) paid back in 9-14 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Luton

Gross salary£33,000
Income tax-£4,086
National Insurance-£1,634
Take-home£27,280
Effective tax rate: 17.3%£2,273/mo

You'd take home £7,920 less per year in Luton

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Luton

Rent: £1,050Council Tax: £160Commute: £170Groceries: £290Energy: £125Lifestyle: £93Disposable: £449

London (Average) disposable

£125/mo

Luton disposable

£449/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Luton

Manageable
TightManageableComfortable

£449/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Luton

£33,000

£11,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Luton

£1,050/mo

£11,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Luton

£1,920

£280/yr worse off

Commute

London (Average)

£180/mo

Luton

£170/mo

£120/yr better off

Weekly Groceries

London (Average)

£75/wk

Luton

£67/wk

£416/yr better off

Energy Bills

London (Average)

£135/mo

Luton

£125/mo

£120/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Luton

£93/mo

£461/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Luton

£280,000

Average house price

You could save £250,000 on a home in Luton. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

8.5x

Luton (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Luton

Good
Outstanding: 18%Good: 64%82% good+

91 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 82% in Luton). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Luton

£4,317/yr better off

Where you save

  • Rent+£11,400/yr
  • Lifestyle+£461/yr
  • Groceries+£416/yr

Where you pay more

  • Take-home pay-£7,920/yr
  • Council Tax-£280/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.