moovelythe grass is greener
London (Average)London
LewishamLondon

It's basically a wash between London (Average) and Lewisham

The money's about the same - so this one's about lifestyle, not pounds.

Over 5 years, that's £1,255 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Lewisham

Gross salary£40,000
Income tax-£5,486
National Insurance-£2,194
Take-home£32,320
Effective tax rate: 19.2%£2,693/mo

You'd take home £2,880 less per year in Lewisham

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Lewisham

Rent: £1,800Council Tax: £143Commute: £150Groceries: £312Energy: £130Lifestyle: £115Disposable: £128

London (Average) disposable

£125/mo

Lewisham disposable

£128/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Lewisham

Tight
TightManageableComfortable

£128/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Lewisham

£40,000

£4,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Lewisham

£1,800/mo

£2,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Lewisham

£1,710

£70/yr worse off

Commute

London (Average)

£180/mo

Lewisham

£150/mo

£360/yr better off

Weekly Groceries

London (Average)

£75/wk

Lewisham

£72/wk

£156/yr better off

Energy Bills

London (Average)

£135/mo

Lewisham

£130/mo

£60/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Lewisham

£115/mo

£197/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Lewisham

£440,000

Average house price

You could save £90,000 on a home in Lewisham. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

11.0x

Lewisham (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Lewisham

Excellent
Outstanding: 31%Good: 57%88% good+

389 schools in area

Lewisham has better-rated schools overall (88% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Lewisham

About the same

Where you save

  • Rent+£2,400/yr
  • Commute+£360/yr
  • Lifestyle+£197/yr

Where you pay more

  • Take-home pay-£2,880/yr
  • Council Tax-£70/yr
moovely.co
Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.