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London (Average)London
Kensington and ChelseaLondon

You'd be £9,464/year worse off in Kensington and Chelsea

Based on area medians. Honestly? London (Average) looks good.

Over 5 years, that's £53,313 out of pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Kensington and Chelsea

Gross salary£56,000
Income tax-£9,832
National Insurance-£3,131
Take-home£43,037
Effective tax rate: 23.1%£3,586/mo

You'd take home £7,837 more per year in Kensington and Chelsea

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Kensington and Chelsea

Rent: £3,400Council Tax: £115Commute: £110Groceries: £411Energy: £135Lifestyle: £179

London (Average) disposable

£125/mo

Kensington and Chelsea disposable

-£619/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Kensington and Chelsea

Tight
TightManageableComfortable

-£619/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Kensington and Chelsea

£56,000

£12,000/yr better off

Rent (2-bed)

London (Average)

£2,000/mo

Kensington and Chelsea

£3,400/mo

£16,800/yr worse off

Council Tax (Band D)

London (Average)

£1,640

Kensington and Chelsea

£1,375

£265/yr better off

Commute

London (Average)

£180/mo

Kensington and Chelsea

£110/mo

£840/yr better off

Weekly Groceries

London (Average)

£75/wk

Kensington and Chelsea

£95/wk

£1,040/yr worse off

Energy Bills

London (Average)

£135/mo

Kensington and Chelsea

£135/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Kensington and Chelsea

£179/mo

£566/yr worse off
Property

If You're Buying

London (Average)

£530,000

Average house price

Kensington and Chelsea

£1,350,000

Average house price

Housing is £820,000 more expensive in Kensington and Chelsea. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

24.1x

Kensington and Chelsea (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Kensington and Chelsea

Excellent
Outstanding: 32%Good: 61%93% good+

159 schools in area

Kensington and Chelsea has better-rated schools overall (93% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Kensington and Chelsea

£9,464/yr worse off

Where you save

  • Take-home pay+£7,837/yr
  • Commute+£840/yr
  • Council Tax+£265/yr

Where you pay more

  • Rent-£16,800/yr
  • Groceries-£1,040/yr
  • Lifestyle-£566/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.