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London (Average)London
InvernessScotland

You'd be £8,010/year better off in Inverness

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £45,118 in your pocket
Moving costs (£3,000-£5,000) paid back in 5-8 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

InvernessScottish tax rates

Gross salary£32,000
Income tax-£3,917
National Insurance-£1,554
Take-home£26,528
Effective tax rate: 17.1%£2,211/mo

You'd take home £8,672 less per year in Inverness

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Inverness

Rent: £800Council Tax: £128Commute: £80Groceries: £286Energy: £135Lifestyle: £89Disposable: £753

London (Average) disposable

£125/mo

Inverness disposable

£753/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Inverness

Manageable
TightManageableComfortable

£753/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Inverness

£32,000

£12,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Inverness

£800/mo

£14,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Inverness

£1,540

£100/yr better off

Commute

London (Average)

£180/mo

Inverness

£80/mo

£1,200/yr better off

Weekly Groceries

London (Average)

£75/wk

Inverness

£66/wk

£468/yr better off

Energy Bills

London (Average)

£135/mo

Inverness

£135/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Inverness

£89/mo

£514/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Inverness

£210,000

Average house price

You could save £320,000 on a home in Inverness. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

6.6x

Inverness (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Inverness

Good
Outstanding: 26%Good: 63%89% good+

21 schools in area

Inverness has better-rated schools overall (89% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Inverness

£8,010/yr better off

Where you save

  • Rent+£14,400/yr
  • Commute+£1,200/yr
  • Lifestyle+£514/yr

Where you pay more

  • Take-home pay-£8,672/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.