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London (Average)London
HarrowLondon

You'd be £1,107/year better off in Harrow

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £6,237 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Harrow

Gross salary£39,000
Income tax-£5,286
National Insurance-£2,114
Take-home£31,600
Effective tax rate: 19%£2,633/mo

You'd take home £3,600 less per year in Harrow

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Harrow

Rent: £1,650Council Tax: £155Commute: £160Groceries: £312Energy: £132Lifestyle: £107Disposable: £193

London (Average) disposable

£125/mo

Harrow disposable

£193/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Harrow

Tight
TightManageableComfortable

£193/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Harrow

£39,000

£5,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Harrow

£1,650/mo

£4,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

Harrow

£1,860

£220/yr worse off

Commute

London (Average)

£180/mo

Harrow

£160/mo

£240/yr better off

Weekly Groceries

London (Average)

£75/wk

Harrow

£72/wk

£156/yr better off

Energy Bills

London (Average)

£135/mo

Harrow

£132/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Harrow

£107/mo

£295/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Harrow

£480,000

Average house price

You could save £50,000 on a home in Harrow. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.3x

Harrow (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Harrow

Excellent
Outstanding: 21%Good: 57%78% good+

191 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 78% in Harrow). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Harrow

£1,107/yr better off

Where you save

  • Rent+£4,200/yr
  • Lifestyle+£295/yr
  • Commute+£240/yr

Where you pay more

  • Take-home pay-£3,600/yr
  • Council Tax-£220/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.