London (Average) vs Guildford - £5,640/yr better off

From

London (Average)London

GuildfordSouth East

You'd be £5,640/year better off in Guildford

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £31,770 in your pocket

Moving costs (£3,000-£5,000) paid back in 7-11 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000

Income tax-£6,286

National Insurance-£2,514

Take-home£35,200

Effective tax rate: 20%£2,933/mo

Guildford

Gross salary£42,000

Income tax-£5,886

National Insurance-£2,354

Take-home£33,760

Effective tax rate: 19.6%£2,813/mo

You'd take home £1,440 less per year in Guildford

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Guildford

Rent: £1,400Council Tax: £168Commute: £175Groceries: £329Energy: £128Lifestyle: £118Disposable: £582

London (Average) disposable

£125/mo

Guildford disposable

£582/mo

London (Average)

Tight

TightManageableComfortable

£125/mo disposable

Guildford

Manageable

TightManageableComfortable

£582/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Guildford

£42,000

£2,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Guildford

£1,400/mo

£7,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

Guildford

£2,020

£380/yr worse off

Commute

London (Average)

£180/mo

Guildford

£175/mo

£60/yr better off

Weekly Groceries

London (Average)

£75/wk

Guildford

£76/wk

£52/yr worse off

Energy Bills

London (Average)

£135/mo

Guildford

£128/mo

£84/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Guildford

£118/mo

£168/yr better off

Property

If You're Buying

London (Average)

£530,000

Average house price

Guildford

£520,000

Average house price

You could save £10,000 on a home in Guildford. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.4x

Guildford (median)

🏡

Ready to buy?

Compare mortgage rates from 90+ lenders. Free, no-obligation quotes in minutes.

Moving to Guildford?Compare Mortgages

📦

Get removal quotes

Compare prices from rated removal companies. Save up to 70% on your move.

Moving to Guildford?Get Free Quotes

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good

Outstanding: 25%Good: 62%87% good+

3208 schools in area

Guildford

Excellent

Outstanding: 24%Good: 69%93% good+

66 schools in area

Guildford has better-rated schools overall (93% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

Stay in the loop

We're adding commute time data, GP surgery ratings & more

Get notified when we launch new features. One email, no spam.

Moving? Compare deals:🏡Mortgages 📦Removals 📡Broadband ⚡Energy

Screenshot and share your results

Your Move Summary

London (Average)→Guildford

£5,640/yr better off

Where you save

Rent+£7,200/yr
Lifestyle+£168/yr
Energy+£84/yr

Where you pay more

Take-home pay-£1,440/yr
Council Tax-£380/yr
Groceries-£52/yr

moovely.co

Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.