London (Average) vs Godalming - £6,921/yr better off

From

London (Average)London

GodalmingSouth East

You'd be £6,921/year better off in Godalming

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £38,987 in your pocket

Moving costs (£3,000-£5,000) paid back in 6-9 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000

Income tax-£6,286

National Insurance-£2,514

Take-home£35,200

Effective tax rate: 20%£2,933/mo

Godalming

Gross salary£42,000

Income tax-£5,886

National Insurance-£2,354

Take-home£33,760

Effective tax rate: 19.6%£2,813/mo

You'd take home £1,440 less per year in Godalming

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Godalming

Rent: £1,300Council Tax: £171Commute: £180Groceries: £320Energy: £128Lifestyle: £112Disposable: £683

London (Average) disposable

£125/mo

Godalming disposable

£683/mo

London (Average)

Tight

TightManageableComfortable

£125/mo disposable

Godalming

Manageable

TightManageableComfortable

£683/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Godalming

£42,000

£2,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Godalming

£1,300/mo

£8,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Godalming

£2,050

£410/yr worse off

Commute

London (Average)

£180/mo

Godalming

£180/mo

About the same

Weekly Groceries

London (Average)

£75/wk

Godalming

£74/wk

£52/yr better off

Energy Bills

London (Average)

£135/mo

Godalming

£128/mo

£84/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Godalming

£112/mo

£235/yr better off

Property

If You're Buying

London (Average)

£530,000

Average house price

Godalming

£510,000

Average house price

You could save £20,000 on a home in Godalming. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

12.1x

Godalming (median)

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Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good

Outstanding: 25%Good: 62%87% good+

3208 schools in area

Godalming

Good

Outstanding: 27%Good: 57%84% good+

60 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 84% in Godalming). Always check individual schools for your specific area.

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Your Move Summary

London (Average)→Godalming

£6,921/yr better off

Where you save

Rent+£8,400/yr
Lifestyle+£235/yr
Energy+£84/yr

Where you pay more

Take-home pay-£1,440/yr
Council Tax-£410/yr

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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.