moovelythe grass is greener
London (Average)London
FarnhamSouth East

You'd be £7,033/year better off in Farnham

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £39,616 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-9 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Farnham

Gross salary£41,000
Income tax-£5,686
National Insurance-£2,274
Take-home£33,040
Effective tax rate: 19.4%£2,753/mo

You'd take home £2,160 less per year in Farnham

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Farnham

Rent: £1,250Council Tax: £167Commute: £175Groceries: £316Energy: £126Lifestyle: £108Disposable: £689

London (Average) disposable

£125/mo

Farnham disposable

£689/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Farnham

Manageable
TightManageableComfortable

£689/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Farnham

£41,000

£3,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Farnham

£1,250/mo

£9,000/yr better off

Council Tax (Band D)

London (Average)

£1,640

Farnham

£2,000

£360/yr worse off

Commute

London (Average)

£180/mo

Farnham

£175/mo

£60/yr better off

Weekly Groceries

London (Average)

£75/wk

Farnham

£73/wk

£104/yr better off

Energy Bills

London (Average)

£135/mo

Farnham

£126/mo

£108/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Farnham

£108/mo

£281/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Farnham

£470,000

Average house price

You could save £60,000 on a home in Farnham. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

11.5x

Farnham (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Farnham

Excellent
Outstanding: 29%Good: 63%92% good+

32 schools in area

Farnham has better-rated schools overall (92% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Farnham

£7,033/yr better off

Where you save

  • Rent+£9,000/yr
  • Lifestyle+£281/yr
  • Energy+£108/yr

Where you pay more

  • Take-home pay-£2,160/yr
  • Council Tax-£360/yr
moovely.co
Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.