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London (Average)London
ExeterSouth West

You'd be £4,140/year better off in Exeter

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £23,318 in your pocket
Moving costs (£3,000-£5,000) paid back in 9-15 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Exeter

Gross salary£32,000
Income tax-£3,886
National Insurance-£1,554
Take-home£26,560
Effective tax rate: 17%£2,213/mo

You'd take home £8,640 less per year in Exeter

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Exeter

Rent: £1,050Council Tax: £171Commute: £110Groceries: £294Energy: £120Lifestyle: £98Disposable: £439

London (Average) disposable

£125/mo

Exeter disposable

£439/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Exeter

Manageable
TightManageableComfortable

£439/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Exeter

£32,000

£12,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Exeter

£1,050/mo

£11,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Exeter

£2,050

£410/yr worse off

Commute

London (Average)

£180/mo

Exeter

£110/mo

£840/yr better off

Weekly Groceries

London (Average)

£75/wk

Exeter

£68/wk

£364/yr better off

Energy Bills

London (Average)

£135/mo

Exeter

£120/mo

£180/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Exeter

£98/mo

£406/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Exeter

£320,000

Average house price

You could save £210,000 on a home in Exeter. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

10.0x

Exeter (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Exeter

Good
Outstanding: 17%Good: 67%84% good+

99 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 84% in Exeter). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Exeter

£4,140/yr better off

Where you save

  • Rent+£11,400/yr
  • Commute+£840/yr
  • Lifestyle+£406/yr

Where you pay more

  • Take-home pay-£8,640/yr
  • Council Tax-£410/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.