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London (Average)London
EdinburghScotland

You'd be £4,394/year better off in Edinburgh

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £24,754 in your pocket
Moving costs (£3,000-£5,000) paid back in 9-14 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

EdinburghScottish tax rates

Gross salary£36,000
Income tax-£4,757
National Insurance-£1,874
Take-home£29,368
Effective tax rate: 18.4%£2,447/mo

You'd take home £5,832 less per year in Edinburgh

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Edinburgh

Rent: £1,300Council Tax: £135Commute: £100Groceries: £294Energy: £125Lifestyle: £102Disposable: £464

London (Average) disposable

£125/mo

Edinburgh disposable

£464/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Edinburgh

Manageable
TightManageableComfortable

£464/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Edinburgh

£36,000

£8,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Edinburgh

£1,300/mo

£8,400/yr better off

Council Tax (Band D)

London (Average)

£1,640

Edinburgh

£1,620

About the same

Commute

London (Average)

£180/mo

Edinburgh

£100/mo

£960/yr better off

Weekly Groceries

London (Average)

£75/wk

Edinburgh

£68/wk

£364/yr better off

Energy Bills

London (Average)

£135/mo

Edinburgh

£125/mo

£120/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Edinburgh

£102/mo

£362/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Edinburgh

£340,000

Average house price

You could save £190,000 on a home in Edinburgh. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

9.4x

Edinburgh (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Edinburgh

Good
Outstanding: 20%Good: 69%89% good+

219 schools in area

Edinburgh has better-rated schools overall (89% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Edinburgh

£4,394/yr better off

Where you save

  • Rent+£8,400/yr
  • Commute+£960/yr
  • Groceries+£364/yr

Where you pay more

  • Take-home pay-£5,832/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.