moovelythe grass is greener
London (Average)London
DumfriesScotland

You'd be £8,712/year better off in Dumfries

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £49,072 in your pocket
Moving costs (£3,000-£5,000) paid back in 5-7 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

DumfriesScottish tax rates

Gross salary£29,000
Income tax-£3,287
National Insurance-£1,314
Take-home£24,398
Effective tax rate: 15.9%£2,033/mo

You'd take home £10,802 less per year in Dumfries

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Dumfries

Rent: £600Council Tax: £123Commute: £80Groceries: £273Energy: £128Lifestyle: £78Disposable: £801

London (Average) disposable

£125/mo

Dumfries disposable

£801/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Dumfries

Comfortable
TightManageableComfortable

£801/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Dumfries

£29,000

£15,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Dumfries

£600/mo

£16,800/yr better off

Council Tax (Band D)

London (Average)

£1,640

Dumfries

£1,480

£160/yr better off

Commute

London (Average)

£180/mo

Dumfries

£80/mo

£1,200/yr better off

Weekly Groceries

London (Average)

£75/wk

Dumfries

£63/wk

£624/yr better off

Energy Bills

London (Average)

£135/mo

Dumfries

£128/mo

£84/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Dumfries

£78/mo

£646/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Dumfries

£155,000

Average house price

You could save £375,000 on a home in Dumfries. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

5.3x

Dumfries (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Dumfries

Good
Outstanding: 23%Good: 64%87% good+

46 schools in area

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Your Move Summary

London (Average)Dumfries

£8,712/yr better off

Where you save

  • Rent+£16,800/yr
  • Commute+£1,200/yr
  • Lifestyle+£646/yr

Where you pay more

  • Take-home pay-£10,802/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.