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London (Average)London
CroydonLondon

You'd be £2,307/year better off in Croydon

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £12,996 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Croydon

Gross salary£38,000
Income tax-£5,086
National Insurance-£2,034
Take-home£30,880
Effective tax rate: 18.7%£2,573/mo

You'd take home £4,320 less per year in Croydon

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Croydon

Rent: £1,500Council Tax: £152Commute: £165Groceries: £303Energy: £132Lifestyle: £104Disposable: £290

London (Average) disposable

£125/mo

Croydon disposable

£290/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Croydon

Tight
TightManageableComfortable

£290/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Croydon

£38,000

£6,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Croydon

£1,500/mo

£6,000/yr better off

Council Tax (Band D)

London (Average)

£1,640

Croydon

£1,820

£180/yr worse off

Commute

London (Average)

£180/mo

Croydon

£165/mo

£180/yr better off

Weekly Groceries

London (Average)

£75/wk

Croydon

£70/wk

£260/yr better off

Energy Bills

London (Average)

£135/mo

Croydon

£132/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Croydon

£104/mo

£331/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Croydon

£400,000

Average house price

You could save £130,000 on a home in Croydon. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

10.5x

Croydon (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Croydon

Excellent
Outstanding: 35%Good: 66%101% good+

212 schools in area

Croydon has better-rated schools overall (101% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Croydon

£2,307/yr better off

Where you save

  • Rent+£6,000/yr
  • Lifestyle+£331/yr
  • Groceries+£260/yr

Where you pay more

  • Take-home pay-£4,320/yr
  • Council Tax-£180/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.