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London (Average)London
ColeraineNorthern Ireland

You'd be £8,390/year better off in Coleraine

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £47,258 in your pocket
Moving costs (£3,000-£5,000) paid back in 5-8 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Coleraine

Gross salary£28,000
Income tax-£3,086
National Insurance-£1,234
Take-home£23,680
Effective tax rate: 15.4%£1,973/mo

You'd take home £11,520 less per year in Coleraine

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Coleraine

Rent: £600Council Tax: £115Commute: £75Groceries: £264Energy: £118Lifestyle: £77Disposable: £774

London (Average) disposable

£125/mo

Coleraine disposable

£774/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Coleraine

Manageable
TightManageableComfortable

£774/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Coleraine

£28,000

£16,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Coleraine

£600/mo

£16,800/yr better off

Council Tax (Band D)

London (Average)

£1,640

Coleraine

£1,380

£260/yr better off

Commute

London (Average)

£180/mo

Coleraine

£75/mo

£1,260/yr better off

Weekly Groceries

London (Average)

£75/wk

Coleraine

£61/wk

£728/yr better off

Energy Bills

London (Average)

£135/mo

Coleraine

£118/mo

£204/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Coleraine

£77/mo

£658/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Coleraine

£155,000

Average house price

You could save £375,000 on a home in Coleraine. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

5.5x

Coleraine (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Coleraine

Good
Outstanding: 13%Good: 60%73% good+

67 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 73% in Coleraine). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Coleraine

£8,390/yr better off

Where you save

  • Rent+£16,800/yr
  • Commute+£1,260/yr
  • Groceries+£728/yr

Where you pay more

  • Take-home pay-£11,520/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.