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London (Average)London
CirencesterSouth West

You'd be £5,441/year better off in Cirencester

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £30,650 in your pocket
Moving costs (£3,000-£5,000) paid back in 7-12 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Cirencester

Gross salary£33,000
Income tax-£4,086
National Insurance-£1,634
Take-home£27,280
Effective tax rate: 17.3%£2,273/mo

You'd take home £7,920 less per year in Cirencester

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Cirencester

Rent: £975Council Tax: £171Commute: £130Groceries: £299Energy: £122Lifestyle: £98Disposable: £547

London (Average) disposable

£125/mo

Cirencester disposable

£547/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Cirencester

Manageable
TightManageableComfortable

£547/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Cirencester

£33,000

£11,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Cirencester

£975/mo

£12,300/yr better off

Council Tax (Band D)

London (Average)

£1,640

Cirencester

£2,050

£410/yr worse off

Commute

London (Average)

£180/mo

Cirencester

£130/mo

£600/yr better off

Weekly Groceries

London (Average)

£75/wk

Cirencester

£69/wk

£312/yr better off

Energy Bills

London (Average)

£135/mo

Cirencester

£122/mo

£156/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Cirencester

£98/mo

£403/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Cirencester

£380,000

Average house price

You could save £150,000 on a home in Cirencester. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

11.5x

Cirencester (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Cirencester

Good
Outstanding: 28%Good: 62%90% good+

37 schools in area

Cirencester has better-rated schools overall (90% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Cirencester

£5,441/yr better off

Where you save

  • Rent+£12,300/yr
  • Commute+£600/yr
  • Lifestyle+£403/yr

Where you pay more

  • Take-home pay-£7,920/yr
  • Council Tax-£410/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.