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London (Average)London
CamdenLondon

You'd be £4,267/year worse off in Camden

Based on area medians. Honestly? London (Average) looks good.

Over 5 years, that's £24,037 out of pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Camden

Gross salary£48,000
Income tax-£7,086
National Insurance-£2,834
Take-home£38,080
Effective tax rate: 20.7%£3,173/mo

You'd take home £2,880 more per year in Camden

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Camden

Rent: £2,600Council Tax: £151Commute: £120Groceries: £355Energy: £132Lifestyle: £145

London (Average) disposable

£125/mo

Camden disposable

-£218/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Camden

Tight
TightManageableComfortable

-£218/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Camden

£48,000

£4,000/yr better off

Rent (2-bed)

London (Average)

£2,000/mo

Camden

£2,600/mo

£7,200/yr worse off

Council Tax (Band D)

London (Average)

£1,640

Camden

£1,816

£176/yr worse off

Commute

London (Average)

£180/mo

Camden

£120/mo

£720/yr better off

Weekly Groceries

London (Average)

£75/wk

Camden

£82/wk

£364/yr worse off

Energy Bills

London (Average)

£135/mo

Camden

£132/mo

About the same

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Camden

£145/mo

£163/yr worse off
Property

If You're Buying

London (Average)

£530,000

Average house price

Camden

£780,000

Average house price

Housing is £250,000 more expensive in Camden. Factor that in.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

16.3x

Camden (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Camden

Good
Outstanding: 34%Good: 59%93% good+

93 schools in area

Camden has better-rated schools overall (93% good or outstanding vs 87% in London (Average)). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Camden

£4,267/yr worse off

Where you save

  • Take-home pay+£2,880/yr
  • Commute+£720/yr

Where you pay more

  • Rent-£7,200/yr
  • Groceries-£364/yr
  • Council Tax-£176/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.