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London (Average)London
CaernarfonWales

You'd be £6,303/year better off in Caernarfon

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £35,506 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-10 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Caernarfon

Gross salary£26,000
Income tax-£2,686
National Insurance-£1,074
Take-home£22,240
Effective tax rate: 14.5%£1,853/mo

You'd take home £12,960 less per year in Caernarfon

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Caernarfon

Rent: £625Council Tax: £142Commute: £75Groceries: £264Energy: £120Lifestyle: £77Disposable: £599

London (Average) disposable

£125/mo

Caernarfon disposable

£599/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Caernarfon

Manageable
TightManageableComfortable

£599/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Caernarfon

£26,000

£18,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Caernarfon

£625/mo

£16,500/yr better off

Council Tax (Band D)

London (Average)

£1,640

Caernarfon

£1,700

£60/yr worse off

Commute

London (Average)

£180/mo

Caernarfon

£75/mo

£1,260/yr better off

Weekly Groceries

London (Average)

£75/wk

Caernarfon

£61/wk

£728/yr better off

Energy Bills

London (Average)

£135/mo

Caernarfon

£120/mo

£180/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Caernarfon

£77/mo

£655/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Caernarfon

£195,000

Average house price

You could save £335,000 on a home in Caernarfon. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

7.5x

Caernarfon (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Caernarfon

Average
Outstanding: 19%Good: 54%73% good+

63 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 73% in Caernarfon). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Caernarfon

£6,303/yr better off

Where you save

  • Rent+£16,500/yr
  • Commute+£1,260/yr
  • Groceries+£728/yr

Where you pay more

  • Take-home pay-£12,960/yr
  • Council Tax-£60/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.