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London (Average)London
BoltonNorth West

You'd be £7,664/year better off in Bolton

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £43,169 in your pocket
Moving costs (£3,000-£5,000) paid back in 5-8 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Bolton

Gross salary£30,000
Income tax-£3,486
National Insurance-£1,394
Take-home£25,120
Effective tax rate: 16.3%£2,093/mo

You'd take home £10,080 less per year in Bolton

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Bolton

Rent: £700Council Tax: £154Commute: £110Groceries: £268Energy: £118Lifestyle: £79Disposable: £715

London (Average) disposable

£125/mo

Bolton disposable

£715/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Bolton

Manageable
TightManageableComfortable

£715/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Bolton

£30,000

£14,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Bolton

£700/mo

£15,600/yr better off

Council Tax (Band D)

London (Average)

£1,640

Bolton

£1,850

£210/yr worse off

Commute

London (Average)

£180/mo

Bolton

£110/mo

£840/yr better off

Weekly Groceries

London (Average)

£75/wk

Bolton

£62/wk

£676/yr better off

Energy Bills

London (Average)

£135/mo

Bolton

£118/mo

£204/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Bolton

£79/mo

£634/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Bolton

£175,000

Average house price

You could save £355,000 on a home in Bolton. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

5.8x

Bolton (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Bolton

Good
Outstanding: 23%Good: 61%84% good+

185 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 84% in Bolton). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Bolton

£7,664/yr better off

Where you save

  • Rent+£15,600/yr
  • Commute+£840/yr
  • Groceries+£676/yr

Where you pay more

  • Take-home pay-£10,080/yr
  • Council Tax-£210/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.