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London (Average)London
Berwick-upon-TweedNorth East

You'd be £6,380/year better off in Berwick-upon-Tweed

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £35,936 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-10 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Berwick-upon-Tweed

Gross salary£27,000
Income tax-£2,886
National Insurance-£1,154
Take-home£22,960
Effective tax rate: 15%£1,913/mo

You'd take home £12,240 less per year in Berwick-upon-Tweed

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Berwick-upon-Tweed

Rent: £625Council Tax: £171Commute: £85Groceries: £273Energy: £125Lifestyle: £78Disposable: £606

London (Average) disposable

£125/mo

Berwick-upon-Tweed disposable

£606/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Berwick-upon-Tweed

Manageable
TightManageableComfortable

£606/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Berwick-upon-Tweed

£27,000

£17,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Berwick-upon-Tweed

£625/mo

£16,500/yr better off

Council Tax (Band D)

London (Average)

£1,640

Berwick-upon-Tweed

£2,050

£410/yr worse off

Commute

London (Average)

£180/mo

Berwick-upon-Tweed

£85/mo

£1,140/yr better off

Weekly Groceries

London (Average)

£75/wk

Berwick-upon-Tweed

£63/wk

£624/yr better off

Energy Bills

London (Average)

£135/mo

Berwick-upon-Tweed

£125/mo

£120/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Berwick-upon-Tweed

£78/mo

£646/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Berwick-upon-Tweed

£210,000

Average house price

You could save £320,000 on a home in Berwick-upon-Tweed. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

7.8x

Berwick-upon-Tweed (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Berwick-upon-Tweed

Good
Outstanding: 12%Good: 63%75% good+

66 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 75% in Berwick-upon-Tweed). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Berwick-upon-Tweed

£6,380/yr better off

Where you save

  • Rent+£16,500/yr
  • Commute+£1,140/yr
  • Lifestyle+£646/yr

Where you pay more

  • Take-home pay-£12,240/yr
  • Council Tax-£410/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.