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London (Average)London
BelfastNorthern Ireland

You'd be £6,276/year better off in Belfast

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £35,350 in your pocket
Moving costs (£3,000-£5,000) paid back in 6-10 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

London (Average)

Gross salary£44,000
Income tax-£6,286
National Insurance-£2,514
Take-home£35,200
Effective tax rate: 20%£2,933/mo

Belfast

Gross salary£31,000
Income tax-£3,686
National Insurance-£1,474
Take-home£25,840
Effective tax rate: 16.6%£2,153/mo

You'd take home £9,360 less per year in Belfast

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

London (Average)

Rent: £2,000Council Tax: £137Commute: £180Groceries: £325Energy: £135Lifestyle: £132Disposable: £125

Belfast

Rent: £900Council Tax: £129Commute: £85Groceries: £277Energy: £125Lifestyle: £89Disposable: £609

London (Average) disposable

£125/mo

Belfast disposable

£609/mo

London (Average)

Tight
TightManageableComfortable

£125/mo disposable

Belfast

Manageable
TightManageableComfortable

£609/mo disposable

Living Costs

Salary (Area Median)

London (Average)

£44,000

Belfast

£31,000

£13,000/yr worse off

Rent (2-bed)

London (Average)

£2,000/mo

Belfast

£900/mo

£13,200/yr better off

Council Tax (Band D)

London (Average)

£1,640

Belfast

£1,550

£90/yr better off

Commute

London (Average)

£180/mo

Belfast

£85/mo

£1,140/yr better off

Weekly Groceries

London (Average)

£75/wk

Belfast

£64/wk

£572/yr better off

Energy Bills

London (Average)

£135/mo

Belfast

£125/mo

£120/yr better off

Lifestyle (Pints, Cinema, Gym)

London (Average)

£132/mo

Belfast

£89/mo

£514/yr better off
Property

If You're Buying

London (Average)

£530,000

Average house price

Belfast

£195,000

Average house price

You could save £335,000 on a home in Belfast. That's real money.

Price-to-income ratio

12.0x

London (Average) (median)

Price-to-income ratio

6.3x

Belfast (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

London (Average)

Good
Outstanding: 25%Good: 62%87% good+

3208 schools in area

Belfast

Good
Outstanding: 19%Good: 66%85% good+

239 schools in area

London (Average) has better-rated schools overall (87% good or outstanding vs 85% in Belfast). Always check individual schools for your specific area.

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Your Move Summary

London (Average)Belfast

£6,276/yr better off

Where you save

  • Rent+£13,200/yr
  • Commute+£1,140/yr
  • Groceries+£572/yr

Where you pay more

  • Take-home pay-£9,360/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.