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CambridgeEast of England
YorkYorkshire and the Humber

You'd be £3,377/year better off in York

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £19,021 in your pocket
Moving costs (£3,000-£5,000) paid back in 11-18 months

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

Cambridge

Gross salary£38,000
Income tax-£5,086
National Insurance-£2,034
Take-home£30,880
Effective tax rate: 18.7%£2,573/mo

York

Gross salary£33,000
Income tax-£4,086
National Insurance-£1,634
Take-home£27,280
Effective tax rate: 17.3%£2,273/mo

You'd take home £3,600 less per year in York

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

Cambridge

Rent: £1,500Council Tax: £167Commute: £135Groceries: £316Energy: £125Lifestyle: £109Disposable: £300

York

Rent: £1,000Council Tax: £158Commute: £105Groceries: £294Energy: £120Lifestyle: £93Disposable: £567

Cambridge disposable

£300/mo

York disposable

£567/mo

Cambridge

Manageable
TightManageableComfortable

£300/mo disposable

York

Manageable
TightManageableComfortable

£567/mo disposable

Living Costs

Salary (Area Median)

Cambridge

£38,000

York

£33,000

£5,000/yr worse off

Rent (2-bed)

Cambridge

£1,500/mo

York

£1,000/mo

£6,000/yr better off

Council Tax (Band D)

Cambridge

£2,000

York

£1,900

£100/yr better off

Commute

Cambridge

£135/mo

York

£105/mo

£360/yr better off

Weekly Groceries

Cambridge

£73/wk

York

£68/wk

£260/yr better off

Energy Bills

Cambridge

£125/mo

York

£120/mo

£60/yr better off

Lifestyle (Pints, Cinema, Gym)

Cambridge

£109/mo

York

£93/mo

£197/yr better off
Property

If You're Buying

Cambridge

£510,000

Average house price

York

£310,000

Average house price

You could save £200,000 on a home in York. That's real money.

Price-to-income ratio

13.4x

Cambridge (median)

Price-to-income ratio

9.4x

York (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

Cambridge

Good
Outstanding: 16%Good: 63%79% good+

135 schools in area

York

Average
Outstanding: 21%Good: 57%78% good+

190 schools in area

Cambridge has better-rated schools overall (79% good or outstanding vs 78% in York). Always check individual schools for your specific area.

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Your Move Summary

CambridgeYork

£3,377/yr better off

Where you save

  • Rent+£6,000/yr
  • Commute+£360/yr
  • Groceries+£260/yr

Where you pay more

  • Take-home pay-£3,600/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.