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BirminghamWest Midlands
NottinghamEast Midlands

You'd be £1,030/year better off in Nottingham

Based on area median salaries. Personalise it to see YOUR numbers.

Over 5 years, that's £5,800 in your pocket

Your Take-Home Pay

Based on area median salaries. Personalise above to see your own numbers.

Birmingham

Gross salary£32,000
Income tax-£3,886
National Insurance-£1,554
Take-home£26,560
Effective tax rate: 17%£2,213/mo

Nottingham

Gross salary£31,000
Income tax-£3,686
National Insurance-£1,474
Take-home£25,840
Effective tax rate: 16.6%£2,153/mo

You'd take home £720 less per year in Nottingham

Where Your Money Goes

Where Your Money Goes

How your monthly take-home splits between costs and what you keep.

Birmingham

Rent: £1,000Council Tax: £165Commute: £110Groceries: £286Energy: £120Lifestyle: £90Disposable: £504

Nottingham

Rent: £850Council Tax: £192Commute: £100Groceries: £277Energy: £120Lifestyle: £86Disposable: £586

Birmingham disposable

£504/mo

Nottingham disposable

£586/mo

Birmingham

Manageable
TightManageableComfortable

£504/mo disposable

Nottingham

Manageable
TightManageableComfortable

£586/mo disposable

Living Costs

Salary (Area Median)

Birmingham

£32,000

Nottingham

£31,000

£1,000/yr worse off

Rent (2-bed)

Birmingham

£1,000/mo

Nottingham

£850/mo

£1,800/yr better off

Council Tax (Band D)

Birmingham

£1,980

Nottingham

£2,300

£320/yr worse off

Commute

Birmingham

£110/mo

Nottingham

£100/mo

£120/yr better off

Weekly Groceries

Birmingham

£66/wk

Nottingham

£64/wk

£104/yr better off

Energy Bills

Birmingham

£120/mo

Nottingham

£120/mo

About the same

Lifestyle (Pints, Cinema, Gym)

Birmingham

£90/mo

Nottingham

£86/mo

About the same
Property

If You're Buying

Birmingham

£240,000

Average house price

Nottingham

£220,000

Average house price

You could save £20,000 on a home in Nottingham. That's real money.

Price-to-income ratio

7.5x

Birmingham (median)

Price-to-income ratio

7.1x

Nottingham (median)

Lifestyle

Percentage of schools rated Outstanding or Good by Ofsted (England), Education Scotland, Estyn (Wales), or ETI (Northern Ireland).

Birmingham

Good
Outstanding: 17%Good: 61%78% good+

385 schools in area

Nottingham

Good
Outstanding: 16%Good: 64%80% good+

198 schools in area

Nottingham has better-rated schools overall (80% good or outstanding vs 78% in Birmingham). Always check individual schools for your specific area.

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Your Move Summary

BirminghamNottingham

£1,030/yr better off

Where you save

  • Rent+£1,800/yr
  • Commute+£120/yr
  • Groceries+£104/yr

Where you pay more

  • Take-home pay-£720/yr
  • Council Tax-£320/yr
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Government data, not guesswork

Data sourced from ONS, HMRC, and local authorities. Salaries are area medians - personalise above for your own numbers. Comparison based on 2-bed rental, Band D council tax, and typical usage. Always do your own sums before making big decisions. But at least now you know where to start.